A public option is great but it’s the tip of the iceberg from my experience from working at a hospital the bigger problem is the lack of regulation of insurance companies. This is the bigger problem. You can have insurance and the providers can still renege on agreeing to cover you. They can do this any time they want, whenever they feel like doing it. So at the end of the day, having health insurance means little if the company providing it doesn’t have to honor it.